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TERMS & CONDITIONS

Effective Date: October 1, 2025

Welcome to drcarmy.com (“we,” “us,” “our,” or “the Website”). By accessing or using this Website and our online courses, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our services.

If you do not agree with these Terms, you should not use this Website or enroll in our courses.

1. Use of Website and Services

  • Our Website provides access to educational content, online courses, and related materials developed by Dr. Carmy.

  • You agree to use our Website and services for lawful purposes only.

  • You must not attempt to disrupt, damage, or interfere with the security and proper functioning of the Website.

2. Account Registration

  • To access certain features, including paid courses, you may be required to create an account.

  • You agree to provide accurate, current, and complete information during registration and to keep your login credentials secure.

  • You are responsible for all activities under your account. If you suspect unauthorized use, you must notify us immediately.

3. Payments and Refunds

  • Payment is required before you can access paid courses or services.

  • All payments are processed securely through third-party payment providers. We do not store your full payment details.

  • Refunds may be available only under specific conditions (e.g., course not delivered as described). Please refer to our Refund Policy [link or section if applicable].

4. Intellectual Property

  • All content on drcarmy.com—including but not limited to text, videos, graphics, images, course materials, and branding (“Content”)—is the intellectual property of Dr. Carmy unless otherwise stated.

  • You may access and use the Content for your personal, non-commercial learning purposes only.

  • You may not copy, reproduce, modify, distribute, display, or sell any Content without prior written permission.

5. Course Access and Availability

  • When you purchase a course, you are granted a limited, non-transferable, non-exclusive license to access the content for personal use.

  • We reserve the right to update, modify, or remove course content at any time.

  • We do not guarantee uninterrupted or error-free access to the Website or courses.

6. User Responsibilities

  • You agree not to use the Website or courses for unlawful, fraudulent, or harmful purposes.

  • You must not share your course login or materials with others who have not purchased access.

  • Any violation of these Terms may result in suspension or termination of your account without refund.

7. Third-Party Services and Links

  • Our Website may include links to third-party websites or services. We are not responsible for the content, policies, or practices of those external sites.

  • Your use of third-party services is at your own risk and subject to their own terms and conditions.

8. Limitation of Liability

  • Our courses and services are for educational purposes only and do not replace professional, legal, or medical advice.

  • We are not liable for any damages, losses, or consequences arising from your use of the Website or reliance on course materials.

  • To the fullest extent permitted by law, our liability is limited to the amount paid by you for the course in question.

9. Indemnification

You agree to indemnify and hold harmless Dr. Carmy, drcarmy.com, and its affiliates, employees, and partners from any claims, damages, liabilities, or expenses arising from your use of the Website, violation of these Terms, or infringement of intellectual property rights.

10. Termination

  • We may suspend or terminate your access to the Website and services if you violate these Terms or engage in harmful behavior.

  • Upon termination, your right to access the Website and Content will end immediately, and no refunds will be issued.

11. Changes to Terms

We may update these Terms from time to time. Changes will be effective immediately upon posting on this page. We encourage you to review the Terms regularly to stay informed.

12. Contact Us

If you have questions about these Terms and Conditions, please contact us at:

Email: [email protected]
Website: www.drcarmy.com

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